On which blockchains is USDT available?

USDT is available on Ethereum, BSC, Polygon, Arbitrum, Optimism, Avalanche, Solana.

What is the best APY for USDT?

The highest APY for USDT is 12.54% on Lista.

Tether is audited by BDO Italia on a quarterly basis.

Market Data

Tether (USDT)

Name: Tether (USDT)
Brand: Tether Limited

The largest stablecoin by market cap, backed by reserves including US Treasury bills.

USDTfiatWebsite

Price

$1.00

Market Cap

$187.4B

24h Volume

$114.4B

24h Change

+0.07%

EthereumBSCPolygonArbitrumOptimismAvalancheSolanaIssued by Tether Limited

Reserve Composition

Fiat-backed 1:1 peg with reserves held by Tether Limited. Users mint/redeem directly with the issuer.

US Treasury Bills80%

Reverse Repos12%

Cash & Bank Deposits5%

Other Investments3%

Auditor: BDO Italia

Frequency: quarterly

Verified: 2026-02-08Stale

View Transparency Report →

Yield Comparison

Top APY opportunities for USDT

All Yield Opportunities

49 opportunities found

Listalending

medium

USDTBSC

APY

12.54%

30d avg 8.64%

TVL

$2.5M

Morpho Bluevault

low

USDTEthereum

APY

10.65%

30d avg 3.72%

TVL

$19.8M

Morpho Bluevault

low

USDTEthereum

APY

10.49%

30d avg 3.79%

TVL

$6.2M

Morpho Bluevault

low

USDTEthereum

APY

10.48%

30d avg 3.67%

TVL

$33.3M

Morpho Bluevault

low

USDTEthereum

APY

10.46%

30d avg 3.53%

TVL

$24.8M

Morpho Bluevault

low

USDTEthereum

APY

10.12%

30d avg 4.64%

TVL

$5.1M

Morpho Bluevault

low

USDTEthereum

APY

6.92%

30d avg 3.74%

TVL

$3.8M

Morpho Bluevault

low

USDTEthereum

APY

6.41%

30d avg 3.83%

TVL

$11.7M

Morpho Bluevault

low

USDTEthereum

APY

6.40%

30d avg 4.72%

TVL

$25.5M

Fluidlending

low

USDTEthereum

APY

6.32%

30d avg 4.11%

TVL

$102.7M

Sparklending

low

USDTEthereum

APY

6.32%

30d avg 3.17%

TVL

$20.3M

Morpho Bluevault

low

USDTEthereum

APY

5.87%

30d avg 3.17%

TVL

$12.6M

Morpho Bluevault

low

USDTEthereum

APY

5.87%

30d avg 2.31%

TVL

$10.9M

Listalending

medium

USDTBSC

APY

4.91%

30d avg 2.05%

TVL

$5.6M

NAVIlending

high

USDTSui

APY

4.68%

30d avg 4.83%

TVL

$1.1M

Fluxlending

medium

USDTEthereum

APY

4.58%

30d avg 4.59%

TVL

$1.7M

Listalending

medium

USDTBSC

APY

4.39%

30d avg 1.49%

TVL

$6.7M

Jupiter Lendlending

medium

USDTSolana

APY

4.21%

30d avg 3.36%

TVL

$19M

Kaminolending

medium

USDTSolana

APY

4.15%

30d avg 3.51%

TVL

$1M

Lendlelending

low

USDTMantle

APY

4.12%

TVL

$12.3M

Maplelending

low

USDTEthereum

APY

4.00%

30d avg 4.27%

TVL

$841.6M

Benqilending

medium

USDTAvalanche

APY

3.91%

30d avg 4.96%

TVL

$2M

Morpho Bluevault

low

USDTEthereum

APY

3.57%

30d avg 3.42%

TVL

$72.4M

Jupiter Lendlending

low

USDTSolana

APY

3.29%

TVL

$55M

MarginFilending

medium

USDTSolana

APY

3.20%

TVL

$15M

Aave V3lending

low

USDTAvalanche

APY

3.09%

30d avg 5.26%

TVL

$3.4M

Aave V3lending

low

USDTPolygon

APY

2.80%

30d avg 3.04%

TVL

$12.4M

Aave V3lending

low

USDTEthereum

APY

2.76%

30d avg 2.86%

TVL

$377.2M

Aave V3lending

low

USDTEthereum

APY

2.76%

30d avg 6.77%

TVL

$84.3M

Compound V3lending

low

USDTEthereum

APY

2.53%

30d avg 2.89%

TVL

$63.6M

Sparklending

low

USDTEthereum

APY

2.50%

30d avg 2.50%

TVL

$1.2B

Morpho Bluevault

low

USDTArbitrum

APY

2.50%

30d avg 2.66%

TVL

$11.8M

Yearnvault

medium

USDTEthereum

APY

2.34%

30d avg 2.08%

TVL

$7.3M

Aave V3lending

low

USDTBSC

APY

2.25%

30d avg 2.56%

TVL

$14.6M

Venuslending

medium

USDTBSC

APY

2.18%

30d avg 1.98%

TVL

$74.8M

Listalending

medium

USDTBSC

APY

2.07%

30d avg 2.18%

TVL

$1M

Savelending

medium

USDTSolana

APY

2.00%

TVL

$8M

Compound V3lending

low

USDTArbitrum

APY

1.95%

30d avg 2.10%

TVL

$9.1M

Aave V3lending

low

USDTArbitrum

APY

1.72%

TVL

$35M

Driftlending

low

USDTSolana

APY

1.42%

TVL

$70M

JustLendlending

medium

USDTTron

APY

0.90%

30d avg 1.52%

TVL

$89.3M

Morpho Bluevault

low

USDTEthereum

APY

0.06%

TVL

$93.1M

Morpho Bluevault

low

USDTEthereum

APY

0.06%

30d avg 3.79%

TVL

$93.1M

Morpho Bluevault

low

USDTEthereum

APY

0.06%

TVL

$4.5M

Morpho Bluevault

low

USDTEthereum

APY

0.06%

TVL

$3.8M

Morpho Bluevault

low

USDTEthereum

APY

0.05%

TVL

$25.5M

Morpho Bluevault

low

USDTEthereum

APY

0.05%

TVL

$12.6M

Morpho Bluevault

low

USDTEthereum

APY

0.05%

TVL

$11.7M

Morpho Bluevault

low

USDTEthereum

APY

0.05%

TVL

$10.9M

Platform	Chain	Strategy	APY	TVL	Risk
Lista	BSC	lending	12.54%	$2.5M	medium
Morpho Blue	Ethereum	vault	10.65%	$19.8M	low
Morpho Blue	Ethereum	vault	10.49%	$6.2M	low
Morpho Blue	Ethereum	vault	10.48%	$33.3M	low
Morpho Blue	Ethereum	vault	10.46%	$24.8M	low
Morpho Blue	Ethereum	vault	10.12%	$5.1M	low
Morpho Blue	Ethereum	vault	6.92%	$3.8M	low
Morpho Blue	Ethereum	vault	6.41%	$11.7M	low
Morpho Blue	Ethereum	vault	6.40%	$25.5M	low
Fluid	Ethereum	lending	6.32%	$102.7M	low
Spark	Ethereum	lending	6.32%	$20.3M	low
Morpho Blue	Ethereum	vault	5.87%	$12.6M	low
Morpho Blue	Ethereum	vault	5.87%	$10.9M	low
Lista	BSC	lending	4.91%	$5.6M	medium
NAVI	Sui	lending	4.68%	$1.1M	high
Flux	Ethereum	lending	4.58%	$1.7M	medium
Lista	BSC	lending	4.39%	$6.7M	medium
Jupiter Lend	Solana	lending	4.21%	$19M	medium
Kamino	Solana	lending	4.15%	$1M	medium
Lendle	Mantle	lending	4.12%	$12.3M	low
Maple	Ethereum	lending	4.00%	$841.6M	low
Benqi	Avalanche	lending	3.91%	$2M	medium
Morpho Blue	Ethereum	vault	3.57%	$72.4M	low
Jupiter Lend	Solana	lending	3.29%	$55M	low
MarginFi	Solana	lending	3.20%	$15M	medium
Aave V3	Avalanche	lending	3.09%	$3.4M	low
Aave V3	Polygon	lending	2.80%	$12.4M	low
Aave V3	Ethereum	lending	2.76%	$377.2M	low
Aave V3	Ethereum	lending	2.76%	$84.3M	low
Compound V3	Ethereum	lending	2.53%	$63.6M	low
Spark	Ethereum	lending	2.50%	$1.2B	low
Morpho Blue	Arbitrum	vault	2.50%	$11.8M	low
Yearn	Ethereum	vault	2.34%	$7.3M	medium
Aave V3	BSC	lending	2.25%	$14.6M	low
Venus	BSC	lending	2.18%	$74.8M	medium
Lista	BSC	lending	2.07%	$1M	medium
Save	Solana	lending	2.00%	$8M	medium
Compound V3	Arbitrum	lending	1.95%	$9.1M	low
Aave V3	Arbitrum	lending	1.72%	$35M	low
Drift	Solana	lending	1.42%	$70M	low
JustLend	Tron	lending	0.90%	$89.3M	medium
Morpho Blue	Ethereum	vault	0.06%	$93.1M	low
Morpho Blue	Ethereum	vault	0.06%	$93.1M	low
Morpho Blue	Ethereum	vault	0.06%	$4.5M	low
Morpho Blue	Ethereum	vault	0.06%	$3.8M	low
Morpho Blue	Ethereum	vault	0.05%	$25.5M	low
Morpho Blue	Ethereum	vault	0.05%	$12.6M	low
Morpho Blue	Ethereum	vault	0.05%	$11.7M	low
Morpho Blue	Ethereum	vault	0.05%	$10.9M	low